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Overdraft Loan
Apply for Bajaj Finserv Overdraft Loan
| Overdraft Loan | ||
|---|---|---|
| Interest Rate | 14.25% p.a. onwards | |
| Tenure | 96 Months | |
| Processing Fee | As per loan amount | |
| Loan Amount | Upto 50 Lacs | |
| Minimum Income | ₹40000 | |
| Age Criteria | 23 to 55 Old | |
| Overdraft Loan Documents Required | ||
|---|---|---|
| Identity Proof | Passport/ Driving License/PAN Card | |
| Address Proof | Passport/ Telephone Bill/ Electricity Bill/ Title Deed of Property/Rental Agreement/ Driving License | |
| Income Proof | Latest Salary Slip/Current Dated Salary Certificate with Latest form 16 | |
| Age Proof | PAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter's card/ Birth Certificate | |
| Bank Statements | Bank statements of latest 2 months/ 3 months bank passbook | |
| Job Continuity Proof | Form 16/relieving letter/appointment Letter (for last two months) | |
| Benefits Of Overdraft Loan | ||
|---|---|---|
| Interest only on used amount | You only pay interest on the amount you use, not the entire loan amount | |
| No prepayment charges | You can borrow funds as needed without incurring prepayment charges | |
| Flexible repayment | You can repay the loan at your convenience | |
| Enhanced financial planning | You can manage cash flows efficiently and align borrowing with your financial goals | |
| NO EMI BURDEN | There is no EMI burden in this product | |
| MULTIPLE TIME USES | You can use OD limit multiple time | |